Get a Quote

Saving with SmartMiles

Welcome to Hastings Direct SmartMiles, the insurance policy that's designed to offer excellent savings for drivers who are safe behind the wheel.

The easy way to save with SmartMiles:
  • Drive less than 15,000 miles during the year Mileage calculator
  • Show us that you are a safer driver and save even more when it comes to renewing your policy.
  • Safe drivers don't speed excessively, brake and accelerate erratically and mostly drive during the day (between 5am and 10pm).
  • Keep track of your driving performance using your personalised online dashboard. We'll generate an individual Smartmiles Driver Rating score to help you monitor your progress.
Before you start, are you thinking of changing your car in the next 12 months? If so, please note that charges apply for cancellation or changing your car mid-term. Please click here to read the complete list of fees and charges that may apply to your policy.

A few details about you

Marital status

Address details


To ensure we, our insurer and credit provider have the necessary facts to assess your insurance risk, verify your identity, to help prevent fraud and to provide you with the most competitive premium and payment options, we, our insurer and credit provider may obtain information from third parties at quotation and renewal and in certain circumstances where policy amendments are required.This includes a quotation search from a credit reference agency. This “soft footprint” search will appear on your credit report but will not be visible to other credit providers.

In addition, if you are opting to pay by instalments, our funding agency Close Brothers Limited trading as Close Brothers Premium Finance will use credit referencing agencies for a hard credit check for new policies, renewals and in certain circumstances where policy amendments are requested. As this is a hard credit check, your entire credit history will be searched and a mark will be left on your credit report, so whenever prospective lenders look at your credit report, they can see you applied for credit and whether you were accepted. This affordability assessment will take place after you have applied for a credit agreement.

If your application is unsuccessful, Close Brothers will contact you to inform you. This will not invalidate your insurance - however, you will be required to pay for your policy in one full payment.

Information about the ways in which the credit reference agencies use and share personal information are explained in more detail on the Credit Reference Agency Information Notice.

Clicking continue means you agree to these searches.