New drivers car insurance. Great savings, no curfews and
annual discounts for safe driving!

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* Save over 1/3rd compared to our standard car product. SmartMiles customers between November – April 2013 achieved
  an average saving of 39% compared to Hastings Direct car insurance price.

Young drivers car insurance that treats you as an individual!

Designed for young drivers. Big upfront savings and earn No Claim Discount! Plus even more discount on next year's insurance if you're a safe driver!

Insurance you can trust:

Defaqto 5 star rated Car Insurance

Rated as 5 Star by leading independent financial research company Defaqto, which means we offer you the highest standard of cover at a great price. Find out more


Hastings Direct, as seen on TV

Car theft tracking Theft tracking
Uninsured Driver cover Uninsured Driver promise
Car vandalism insurance Vandalism
cover
Personal Possessions insurance Personal
Possessions cover
Childseat insurance Childseat cover
Legal Cover Legal cover

Included as standard: Theft tracking

If your car is stolen, we can use your SmartMiles box to track its location and will work with the police to attempt to recover it. In the majority of cases a vehicle can be located within an hour.
Included as standard: Uninsured driver promise

If you are in an accident caused by an uninsured driver, you are protected. We guarantee you won't have to pay any excess and you won’t lose your No Claims Discount.
Included as standard: Vandalism cover

If your car is vandalised, we'll cover the cost of the repair - without it affecting your No Claims Discount.
Included as standard: Handbag and personal possessions cover

If you have personal belongings in your car that are stolen or damaged by an accident or fire, we will cover their replacement up to a total cost of £300.
Included as standard: Childseat cover

If you have a childseat fitted and your car is stolen, or involved in an accident, fire or attempted theft - even if there is no apparent damage - we will replace it free of charge.

Why choose SmartMiles?

  • We'll give you hints and tips to help you improve your driving
  • You can earn discounts for your renewal based on your driving behaviour plus No Claim Discount
  • You can monitor your driving with access to your online personal dashboard
  • You can access your documents and manage your policy online
  • FREE theft tracker worth £462**

Cover Includes

  • No night-time curfews
  • FREE theft tracker worth £462**
  • Handbag cover
  • Earn No Claim Discount
  • Uninsured driver promise
  • Legal cover included as standard
  • Vandalism cover

Existing Customers

Connect to your dashboard where you can upload documents and check your Driver Rating.

Make changes to your policy or access your policy documents, use our handy online customer portal.


** £462 is the annual cost of an equivalent tracker product, available from comparison website www.tracker.co.uk in February 2014